Have you ever wondered why the rich keep getting richer and the poor still poorer? Why is it that with more financial "Education" and more people wanting to charge you to invest your money for you than at any time since the invention of the universe, the average person still can't seem to get ahead? I believe it is because the stuff that most of these people are spouting is pure horse shit. Let's face it, if any one of them had a full proof, shure fire way to make money, why would they tell you? They would simply start a business or hedge fund and keep all the profits for themselves. Oh wait, they just want to help you out of the goodness of their hearts; balderdash. Those people are making money writing books and taking your money for investment "Advice" not by doing what they tell you to do. I have seen so many people out there get taken advantage of by financial "Experts," and I am tired of being part of the problem. This blog was started to give you real world advice, not to be pretty or fluffy. I don't write any books, and the only financial clients I have are already rich, so I don't mind taking advantage of them, but I really want the average person to be able to make their own decisions with real world info, not some pre-packaged, sweetened up version of the truth that is marketed to the public. I am not saying I know everything, and my answers will certainly be skewed with my populist beliefs, but hey, I will give you the truth and never sugar coat it. I look forward to your comments, suggestions, and especially questions.